* This article does not provide financial advice. Please seek help from a financial advisor if you need financial assistance. 

(Ad) Whether you need money to pay for emergency expenditures or to cover bills in between paychecks, you can often leverage your car to secure a title loan. And even if you happen to have a bad credit history, since these types of loans involve putting up your car as security, you might be able to get a lower-interest loan than you normally would be able to get based on credit alone.

Plus, the added benefit is that even though your lender will usually keep your auto title, you are still able to use your car as you continue to make your repayments. So if you are considering applying for one but don’t know where to start looking, then this guide should cover everything you need to know, starting with our top three picks for the best title loan companies. And by the end, you should be able to decide whether or not this loan is best suited to you and where you can find the best place to apply for one today.

  • LoanMart – Top direct lender with exceptional customer service.
  • FastTitleLoans – Best choice for those with bad credit.
  • USTitleLoans – Offers the fastest loan processing times.

10 Best Sites for Title Loans

1. LoanMart

Loan Mart

Loan Mart

Best Sites for Title Loans

LoanMart is a great title loan company that has a long history, which goes all the way back to 1999, when they started as a local California pawn shop before they expanded their services to over 20 states. However, unlike some of the other options on this list, LoanMart is different in that they are a direct lender. This means that when you go online and fill out an application, they will be directly responsible for reviewing your creditworthiness, determining your repayment terms, and funding your loan.

And the benefit of this is that it enables you to get access to your funds significantly faster than you would if you used a broker. The downside is that you end up losing some flexibility and negotiating power, but aside from that, the loan limit can be as high as how much equity you have in your vehicle, as well as your financial ability to repay the loan.

Plus, they also highlight providing exceptional customer service as their number one priority, which is evident in the fact that they are the only loan company that allows you to try a loan for 3 days and back out without fear of being locked in or having to deal with any penalties.

Partner with LoanMart for a Quick Title Loan!

2. FastTitleLoans

Fast Title Loans

Fast Title Loans

Best Sites for Title Loans

FastTitleLoans is a company that is dedicated to quickly connecting borrowers with bad credit to hundreds of reputable online lenders that can provide a variety of title loans, be it for your car, boat, or even motorcycle. They also provide a friendly and highly transparent online service that is completely free of charge, with an online application process that only takes a few minutes to complete.

Furthermore, their lending network is known to have a high acceptance rate, as they are open to accepting all credit types and their eligibility requirements only require you to be 18 years or older, hold a lien-free car title, and have a steady income stream in order to successfully qualify for a maximum loan of $5,000.

On top of that, they can help you secure some of the most competitive title loan rates, and unlike most other online loan companies, they accept almost any vehicle make and model (old or new). And as an added bonus, they even provide other lending options like payday loans and cash advances for those in need of urgent financing to deal with small life emergencies like paying medical bills, car or home repairs, and so on.

Secure a Title Loan Near Me Today!

3. USTitleLoans

US Title Loans

US Title Loans

Best Sites for Title Loans

USTitleLoans is an industry-leading company when it comes to securing title loans, as they do an excellent job of providing borrowers with an extremely efficient and straightforward turnaround response on their applications. You only need to fill out their online form, and in just a matter of minutes, you are almost instantly connected to an extensive lending network that allows you to find and compare some of the best auto loan rates in the market from a variety of lenders.

You can apply for title loans of up to a maximum of $5,000, and you can expect to see the money deposited into your bank account as early as the next business day after approval. Aside from that, the entire online service is free, and their lending network is also open to working with borrowers of all credit histories.

Plus, since their online interface is extremely user-friendly, this ensures a quick and easy online title loan application process for all their clients. Furthermore, they also provide bank-level confidentiality, which means that any personal information you end up submitting on the website will remain secured and protected at all times.

Earn Fast Title Loan Approval with USTitleLoans Now!

4. TitleMax

Title Max

Title Max

Best Sites for Title Loans

TitleMax is one of the oldest title loan companies on this list, as they have been in business since 1998, and as a result, they have built one of the largest lending networks that spans at least 16 states across the country. Depending on your state of residence, you can apply for a title loan online for anywhere between $2,600 and $10,000, with an approval time frame that can have you receiving your funds within one business day.

They also accept all makes and models of cars as collateral, and you don’t have to have a good credit score. You don’t even need a bank account to qualify for an auto title loan, as you have the option of having your funds deposited to a ready-to-use Visa debit card. Title Max even goes so far as to provide a convenient and reliable mobile app that can be used to make a payment, check your balance, and even monitor your due date.

Furthermore, they offer a secure online platform that utilizes 256-bit SSL encryption to help protect your information when you are submitting a pre-approval application, with the data stored falling under standard privacy protections. Plus, you can always contact a TitleMax representative should you decide that you prefer to limit the sharing of your personal information. The only downside with TitleMax is that their minimum loan limit starts at $2,600 and they don’t openly disclose their rates.

Connect with TitleMax’s Lending Network Now!

5. SuperMoney

Super Money

Super Money

Best Sites for Title Loans

SuperMoney is a highly reputable loan company with an extensive network of lenders that are able to facilitate some of the highest title loans that can go all the way up to $100,000, with interest rates that start as low as 1.99%, depending on your credit score. Furthermore, borrowers can apply through their service without fear of their credit score being negatively impacted, as SuperMoney and its lending partners only conduct soft credit checks to verify affordability and creditworthiness while reviewing loan applications.

However, what makes them unique is that their online service profiles provide extremely detailed and data-driven summaries of thousands of loan products and lending providers. Plus, they even offer free expert and consumer reviews that do well to highlight the key features of each product and reveal what other clients had to say about their experience.

This in turn makes it easy for you to find and compare the best deals in the market. On top of that, they have a stellar reputation that comes backed by notable news publications like Yahoo Finance, CNBC, WSJ, and more, which we believe makes them one of the most trustworthy companies on this list.

Review the Best Loan Deals with SuperMoney Now!

6. WeLoans

We Loans

We Loans

Best Sites for Title Loans

WeLoans has one of the most dependable and friendly customer service teams in the market, as they do a great job of making sure that all borrowers get answers to their inquiries and concerns, as well as get connected to the right lenders as quickly as possible. They also provide a large pool of title loan lenders from which borrowers are able to choose the best rates, terms, and conditions across various states in the country at inexpensive rates that can be as low as 35.99% APR.

And since their lending network doesn’t base their approval decision on your credit score level, this means that you can still access high auto loan amounts of up to $5,000 for your car, motorcycle, or RV without having to pay any extra fees. Plus, with a 97% approval rate and a 5-minute application process, you can expect to receive your funds as soon as possible.

Find Title Loans Near You with WeLoans Now!

7. AutoTitleLoans

Auto Title Loans

Auto Title Loans

Best Sites for Title Loans

Standing as an online loan marketplace and not a direct lender, AutoTitleLoans is dedicated to relaying your loan needs to lenders and then providing its client base with valuable information like their rates, credit score minimums, loan amounts, and more, thereby providing borrowers with an automated approach to finding title loans, affording you a painless experience in finding and comparing the most favorable loan deals.

The loan service is available in over 22 states and can connect you to a lending network that is open to accepting all credit types, with those who are approved able to receive their money in as little as 24 hours. The lending service also comes with a helpful knowledge blog that borrowers can use to learn more about car title loans and how they work. Plus, the online platform does a great job of ensuring that your personal privacy is not compromised as they utilize 256-bit encryption to safeguard any private information you submit.

Compare the Best Rates with AutoTitleLoans Now!

8. CocoLoan

Coco Loan

Coco Loan

Best Sites for Title Loans

CocoLoan is a lending company that offers one of the easiest prequalification forms on this list. They also host hundreds of title loan lenders who don’t have a minimum credit rating for consideration and offer easy same-day approvals for title loans that can even go over $5,000, with interest rates that vary depending on the lender you decide to partner with.

We feel this makes them a great option for those with a less than stellar credit history, and since their lending network facilitates electronic funding to a linked checking account, striving that all approved borrowers can receive their funds by the next business day, which is especially convenient for those who may be in urgent need of financing to deal with unexpected life emergencies like paying medical bills, home repairs, and so on.

Submit Your Title Loan Application with CocoLoan Today!



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